Quarterly tax calculator for freelancers
Enter your expected freelance income and deductible expenses, and get a bracket-aware estimate of your self-employment, federal, and state taxes, plus the quarterly payment to send the IRS and the dates it's due. No more guessing what to set aside.
2026 US payment deadlines
Estimated quarterly payment
$6,222.00/quarter
$24,886.00 per year, an effective rate of 30.3% on $82,000.00 of net profit.
High state income tax Estimates assume a single filer with the standard deduction and no other income. This is not tax advice. Confirm your numbers with a tax professional.
FreelanceFlow estimates taxes on every invoice you get paid, so the set-aside happens as you earn.
Frequently asked questions
For the 2026 tax year, US estimated payments are due April 15, June 15, and September 15, 2026, and January 15, 2027. If a date falls on a weekend or holiday, the deadline shifts to the next business day.
In the US, yes, if you expect to owe $1,000 or more in tax for the year after withholding and credits. Since no employer withholds tax from freelance income, most full-time freelancers cross that threshold and must pay estimates each quarter.
A common range is 25–35% of net freelance income, depending on your state and total income. Self-employment tax alone is 15.3% before federal and state income tax. This calculator gives you a more precise number than a flat rule of thumb.
The IRS charges an underpayment penalty that works like interest on the amount you should have paid, from the due date until you pay. It's usually not catastrophic, but paying on time each quarter is cheaper, and far less stressful than a giant April bill.
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Tax season without the panic
Learn moreStop guessing every quarter.
Set aside taxes as you get paid.
FreelanceFlow estimates the tax portion of every paid invoice and keeps a running set-aside total, so quarterly deadlines never surprise you.
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